Nursing Homes are Allowed to Avoid Insurance

In 2007 a nursing home patient developed a pressure sore shortly after arriving at a nursing home. Inside Bay Area stated that once the pressure ulcer began to fester, he wasn’t moved, washed, monitored or treated with antiseptic. The bedsore erupted and surgeons had to remove his tailbone because the wound had festered without treatment. The infection ate away at the bone through to the marrow. The man is now suing the nursing home for nursing home abuse. However, the victim most likely won’t see more than a token settlement from the nursing home because the nursing home is not required to carry liability insurance. The amount of the nursing home abuse settlement he is likely to receive will most likely not be able to cover the cost of care that the victim needs. The homes can register as separate corporate entities, which is a common way to shield themselves and their profits. AARP spokesman Mark Beach said that every responsible business should have liability insurance, especially nursing homes and skilled nursing facilities. To read more about the liability insurance, please click the link.

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