Insurers Returning to Nursing Home Market

Insurance premiums in the nursing home market have risen during the last decade due to negligent care. As a result, nursing homes have sought alternative coverage. Recently, there has been a return of insurance companies to the nursing home market in response to nursing homes tightening up regulations including requirements of more favorable nurse-patient staffing ratios and installation of sprinkler systems. Many carriers today will not take on risk unless long term care facilities meet staffing ratio targets.

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